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American Express Essential Credit Card

American Express Essential<sup>™</sup> Credit Card

Want to know what’s already included on your Card?

You can be protected by purchasing additional insurance coverages that is appropriate for your coverage needs.

Account Protector Ultimate helps protect the balance on your credit card, up to $20,000, when you need it the most.

Travel Insurance Plans

Round out your coverage by adding one of our AMEX® Travel Insurance* plans.

Basic Travel & Medical Plan
  • Emergency Medical Insurance

  • Trip Cancellation InsuranceNot
  • Trip Interruption InsuranceNot
  • Baggage & Personal Effects InsuranceNot
  • Flight & Travel Accident InsuranceNot

View Certificate of InsuranceDownload Details

Need to make a claim?We’re here to help.

Contact us: 1-844-200-8959
Mon - Fri: 8am-8pm  (EST);
Sat: 9am-5pm  (EST)

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* AMEX® Travel Insurance is optional group travel insurance underwritten by Royal & Sun Alliance Insurance Company of Canada. You may contact the insurer at 1-888-877-1710 in Canada and the U.S. or visit In this outline, we have given a brief description of just some of the benefits available under AMEX® Travel Insurance. All insurance coverage is subject to the terms and conditions of the Group Policy issued to Amex Bank of Canada and the applicable limitations and exclusions described in the Certificate of Insurance issued upon enrollment.  Please read the Certificate of Insurance carefully. AMEX® Travel Insurance is underwritten by Royal & Sun Alliance Insurance Company of Canada. Amex Bank of Canada identifies insurance providers and products that may be of interest to some of its customers. In this role we do not act as an agent or fiduciary for you, and we may act on behalf of the insurance provider, as permitted by law. We want you to be aware that we receive compensation from insurance providers and our compensation may vary by provider and product. We do not require you to purchase any insurance product, and you may choose to cover your insurance needs from other sources on terms they may make available to you.

®, TM: Used by Amex Bank of Canada under license from American Express.