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American Express® AIR MILES®* Platinum Business Card

Coverages available on your card.

American Express<sup>®</sup> AIR MILES<sup>®*</sup> Platinum Business Card

The following insurance coverage is included on your American Express® AIR MILES®* Platinum Business Card. Whether you’re going on a roadtrip or shopping around the corner, we’ve got your back.

Included on your Card

Lost or Stolen Baggage Insurance1†

Lost or Stolen Baggage Insurance

You can be covered for loss or damage to your checked-in or carry-on baggage and personal effects while in transit for up to a maximum of $500 per trip for all insured person(s) combined when you fully charge your airline tickets to your American Express® AIR MILES®* Platinum Business Card.

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Baggage Delay Insurance1†

Baggage Delay Insurance

You can receive up to $500 in coverage (aggregate maximum with Flight Delay Insurance), for reasonable and necessary emergency purchases for essential clothing and sundry items purchased within four days of arrival at your destination when your checked-in baggage on your outbound trip is delayed for 6 or more hours when you fully charge your airline ticket to your American Express® AIR MILES®* Platinum Business Card.

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Hotel Burglary Insurance1†

Hotel Burglary Insurance

You can receive up to $500 in coverage against the loss of most personal items (excluding cash) if your accommodation is burglarized when you fully charge your accommodations to your American Express® AIR MILES®* Platinum Business Card.

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Flight Delay Insurance1†

Flight Delay Insurance

You can receive up to $500 in coverage (aggregate maximum with Baggage Delay Insurance) for necessary and reasonable accommodations, restaurant expenses and sundry items purchased within 48 hours when delayed or denied boarding for 4 hours or more and no alternate transportation is made available when you fully charge your airline ticket to your American Express® AIR MILES®* Platinum Business Card.

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Car Rental Theft and Damage Insurance2†

Car Rental Theft and Damage Insurance

You can be covered for theft, loss and damage of your rental car with an MSRP of up to $85,000 for rentals of 48 days or less when you fully charge your rental to your American Express® Air Miles®* Platinum Business Card. To take advantage of this protection, simply decline the Collision Damage Waiver (CDW), Loss Damage Waiver (LDW) or similar option offered by the car rental agency.

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Buyer’s Assurance® Protection Plan3†

Buyer’s Assurance® Protection Plan

Your coverage can automatically extend the manufacturer’s original warranty up to one additional year when you fully charge eligible items to your American Express® AIR MILES®* Platinum Business Card.

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Purchase Protection® Plan1†

Purchase Protection® Plan

You can be insured for eligible items charged to your American Express® AIR MILES®* Platinum Business Card for 90 days from the date of purchase in the event of accidental physical damage or theft for up to $1,000 per occurrence (for all purchased items combined).

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$100,000 Travel Accident Insurance4†

Travel Accident Insurance

You can be covered up to $100,000 of Accidental Death and Dismemberment Insurance when you fully charge your common carrier (plane, train, ship or bus) tickets to your American Express® AIR MILES®* Platinum Business Card.

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Looking to purchase additional insurance coverages or top-up on your exisiting coverages?

Find the details of your insurance included with this Card in the Certificate of Insurance.

Need to make a claim?We’re here to help.

Contact us: 1-844-200-8959
Mon - Fri: 8am-8pm  (EST);
Sat: 9am-5pm  (EST)

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: All insurance coverage is subject to the terms and conditions of their respective master policies. Certain limitations, exclusions and restrictions apply. Please read your Certificates of Insurance carefully. 

  1. Underwritten by Royal & Sun Alliance Insurance Company of Canada. You may contact the insurer at 1-888-877-1710 in Canada and the U.S. or visit www.rsagroup.ca.
  2. Underwritten by Royal & Sun Alliance Insurance Company of Canada. This coverage can only apply when you are authorized and permitted by law to operate the rental car. You may contact the insurer at 1-888-877-1710 in Canada and the U.S. or visit www.rsagroup.ca.
  3. Underwritten by Royal & Sun Alliance Insurance Company of Canada. Applies to eligible items fully charged to your Card worldwide, provided the manufacturer’s warranty is valid in Canada and the U.S. and does not exceed five years. You may contact the insurer at 1-888-877-1710 in Canada and the U.S. or visit www.rsagroup.ca.
  4. Underwritten by Chubb Life Insurance Company of Canada (“Chubb Life”). Use your Card to book tickets for your spouse, dependent children (under 23) or any Supplementary Cardmember and they can also be covered. Spouse and dependent children (under 23) of Supplementary Cardmembers can also be covered. You may contact the insurer at 1-877-777-1544 in Canada or visit www.chubb.com/ca.

®, TM: Used by Amex Bank of Canada under license from American Express.

®*, TM* Trademarks of AM Royalties Limited Partnership used under license by LoyaltyOne, Co. and Amex Bank of Canada.

* AMEX® Travel Insurance is optional group travel insurance underwritten by Royal & Sun Alliance Insurance Company of Canada. You may contact the insurer at 1-888-877-1710 in Canada and the U.S. or visit www.rsagroup.ca. In this outline, we have given a brief description of just some of the benefits available under AMEX® Travel Insurance. All insurance coverage is subject to the terms and conditions of the Group Policy issued to Amex Bank of Canada and the applicable limitations and exclusions described in the Certificate of Insurance issued upon enrollment.  Please read the Certificate of Insurance carefully. AMEX® Travel Insurance is underwritten by Royal & Sun Alliance Insurance Company of Canada. Amex Bank of Canada identifies insurance providers and products that may be of interest to some of its customers. In this role we do not act as an agent or fiduciary for you, and we may act on behalf of the insurance provider, as permitted by law. We want you to be aware that we receive compensation from insurance providers and our compensation may vary by provider and product. We do not require you to purchase any insurance product, and you may choose to cover your insurance needs from other sources on terms they may make available to you.