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American Express®AeroplanPlus®* Platinum Card

American Express<sup>®</sup> AeroplanPlus<sup>®*</sup> Platinum Card

The insurance coverages included on your American Express Card are outlined below. You may top-up your existing insurance by purchasing additional coverage or a separate travel plan.

Included on your Card

  • Out of Province/Country Emergency Medical Insurance1†
    (for under age 65)
    ?

    Out of Province/Country Emergency Medical Insurance (for under age 65)

    Can provide coverage of up to a maximum of $5,000,000 for eligible emergency medical expenses incurred by an insured person under age 65 while travelling outside your Canadian province or territory of residence for the first 15 consecutive days of a covered trip.

    Remember, if the unexpected happens during a trip and you need medical assistance, call the number provided below to ensure you get fast, appropriate treatment from a doctor who speaks your language.

    Toll-free from the US & Canada:1-866-426-7505
    Collect from anywhere in the world:+1-905-816-1884

    Please note, if you do not call before seeking medical assistance, or if you choose to seek care from a non-approved medical service provider, your claim may be impacted such that your costs may not be reimbursed in full.

  • Trip Cancellation Insurance1†?

    Trip Cancellation Insurance

    You can be reimbursed for the non-refundable and non-transferable portion of your travel arrangements when charged to your Card before your departure date should you cancel your trip for a covered reason. You can be covered for up to $1,500 per insured person, per trip, up to a maximum of $6,000 for all insured persons combined.

  • Trip Interruption Insurance1†?

    Trip Interruption Insurance

    When you charge your travel arrangements to your Card, this insurance can cover the non-refundable and non-transferable unused portion of your travel arrangements purchased before your departure date, should your trip be interrupted or delayed for a covered reason. You can be covered for up to $1,500 per insured person, per trip, up to a maximum of $6,000 for all insured persons combined.

  • Lost or Stolen Baggage Insurance1†?

    Lost or Stolen Baggage Insurance

    You can be covered for loss or damage to your checked-in or carry-on baggage and personal effects while in transit for up to a maximum of $1,000 per trip for all insured person(s) combined when you fully charge your airline tickets to your Card.

  • $500,000 Travel Accident Insurance2†?

    Travel Accident Insurance

    You can be covered up to $500,000 of Accidental Death and Dismemberment Insurance when you fully charge your common carrier (plane, train, ship or bus) tickets to your Card.

  • Travel Emergency Assistance3?

    Travel Emergency Assistance

    Can provide eligible Cardmembers with access to out-of-town worldwide emergency medical assistance services and legal referrals by telephone, 24/7/365.

  • Flight Delay Insurance1†?

    Flight Delay Insurance

    You can receive up to $1,000 in coverage (aggregate maximum with Baggage Delay Insurance) for necessary and reasonable accommodations, restaurant expenses and sundry items purchased within 48 hours when delayed or denied boarding for 4 hours or more and no alternate transportation is made available when you fully charge your airline ticket to your Card.

  • Baggage Delay Insurance1†?

    Baggage Delay Insurance

    You can receive up to $1,000 in coverage (aggregate maximum with Flight Delay Insurance) for reasonable and necessary emergency purchases for essential clothing and sundry items purchased within four days of arrival at your destination if your checked-in baggage on your outbound trip is delayed for 6 or more hours when you fully charge your airline ticket to your Card.

  • Hotel Burglary Insurance1†?

    Hotel Burglary Insurance

    You can receive up to $1,000 in coverage against the loss of most personal items (excluding cash) if your accommodation is burglarized when you fully charge your accommodations to your Card.

  • Car Rental Theft and Damage Insurance4†?

    Car Rental Theft and Damage Insurance

    You can be covered for theft, loss and damage of your rental car with an MSRP of up to $85,000 for rentals of 48 days or less when you fully charge your rental to your Card. To take advantage of this protection, simply decline the Collision Damage Waiver (CDW), Loss Damage Waiver (LDW) or similar option offered by the car rental agency.

  • Purchase Protection® Plan1†?

    Purchase Protection® Plan

    You can be insured for eligible items charged to your Card for 90 days from the date of purchase in the event of accidental physical damage or theft for up to $1,000 per occurrence (for all purchased items combined).

  • Buyer’s Assurance® Protection Plan5†?

    Buyer’s Assurance® Protection Plan

    Your coverage can automatically extend the manufacturer’s original warranty up to one additional year when you fully charge eligible items to your Card.

Top-Up Options

  • Out of Province/Country Emergency Medical Insurance Top-Up Plan*†
    Extends your Card coverage to cover trips longer than 15 days.
    Apply by calling 1-844-200-8959.
  • Supplemental Trip Cancellation & Trip Interruption Insurance Plan*†
    Extends your Card coverage up to a maximum of $15,000.
    Apply by calling 1-844-200-8959.
  • Supplemental Lost or Stolen Baggage Insurance Plan*†
    Extends your Card coverage up to a maximum of $7,500 per occurrence.
    Apply by calling 1-844-200-8959.

NOT included on your Card

  • Out of Province/Country Emergency Medical Insurance (if you are age 65 or over)*†?

    Out of Province/Country Emergency Medical Insurance (if you are age 65 or over)

    Out-of-Province/Country Emergency Medical benefits are provided up to a maximum of $5,000,000 per insured person, per trip, for reasonable and customary costs incurred as a result of a medical emergency during your trip. Coverage is available for a single trip under the Per Trip Plan and for multiple trips during the year, eligible under the Multi-Trip Annual Plan.

Find a plan that suits your needs.

View plans

Find the details of your insurance included with this Card in the Certificate of Insurance.

Travel Insurance Plans

Round out your coverage by adding one of our AMEX® Travel Insurance* plans.

Ultimate Travel & Medical Plan All Travel + Medical

Enjoy peace of mind with this all-inclusive plan

  • +

    Emergency Medical Insurance

    Out-of-Province/Country Emergency Medical benefits are provided up to a maximum of $5,000,000 per insured person, per trip, for reasonable and customary costs incurred as a result of a medical emergency during your trip.

    Coverage is available for a single trip under the Per Trip Plan and for multiple trips during the year, eligible under the Multi-Trip Annual Plan.

  • +

    Trip Cancellation Insurance

    Trip Cancellation benefits reimburse the cost of non-refundable, prepaid travel arrangements up to the amount of the sum insured in the event of trip cancellation as a result an insured risk that happens prior to your departure.

    Coverage is available for a single trip under a Per Trip Plan or for multiple trips during the year under a Multi-Trip Annual Plan. Coverage is available for purchase at various sum insured levels, up to a maximum of $10,000 per person / $20,000 per family. The sum insured level purchased will be shown in the Confirmation of Insurance issued to you upon enrollment.

  • +

    Trip Interruption Insurance

    If an insured risk occurs during your trip and causes you to interrupt your trip, Trip Interruption benefits can cover the eligible costs of transportation to your next destination or early return to your departure point. If an insured risk occurs during your trip and results in your being delayed from returning to your departure point beyond your scheduled return date, certain eligible costs associated with this trip delay can be covered.

    Coverage is available for a single trip under a Per Trip Plan or for multiple trips during the year under a Multi-Trip Annual Plan. Coverage is available for purchase at various sum insured levels, up to a maximum of $10,000 per person / $20,000 per family for trip interruption benefits. The sum insured level purchased will be shown in the Confirmation of Insurance issued to you upon enrollment. For trip delay, eligible costs may be reimbursed up to $100 per day, up to a maximum of $1,000 per person / $3,000 per family.

  • +

    Baggage & Personal Effects Insurance

    Baggage & Personal Effects insurance covers:

    • loss, theft or damage to the baggage and personal effects you own and use during your trip up to $1,000 per trip ($3,000 per family per trip), up to a maximum of $300 for any one item or set of items;
    • up to $250 towards the replacement expenses for the loss or theft of one or more of the following documents: passport, driver’s licence, birth certificate or travel visa;
    • up to $400 for necessary toiletries and clothing when checked baggage is delayed by the carrier for 12 hours or more while en route and before returning to your departure point.


    Coverage is available for a single trip under a Per Trip Plan or for multiple trips during the year under a Multi-Trip Annual Plan.

  • +

    Flight & Travel Accident Insurance

    Flight & Travel Accident Insurance provides a benefit of $50,000 for death, double dismemberment, loss of sight of both eyes or complete and irrevocable loss of speech or hearing; or a benefit of $25,000 for single dismemberment or loss of sight in one eye; when such losses occur as the result of an accident that occurs during your trip, and when the loss occurs within 365 days from the date of the accident.

    Coverage is available for a single trip under a Per Trip Plan or for multiple trips during the year under a Multi-Trip Annual Plan.

View Certificate of InsuranceDownload Details

Essential Travel & Medical Plan Travel + Medical

Covers the essentials of travel occurrences and medical emergencies

  • +

    Emergency Medical Insurance

    Out-of-Province/Country Emergency Medical benefits are provided up to a maximum of $5,000,000 per insured person, per trip, for reasonable and customary costs incurred as a result of a medical emergency during your trip.

    Coverage is available for a single trip under the Per Trip Plan and for multiple trips during the year, eligible under the Multi-Trip Annual Plan.

  • +

    Trip Interruption Insurance

    If an insured risk occurs during your trip and causes you to interrupt your trip, Trip Interruption benefits can cover the eligible costs of transportation to your next destination or early return to your departure point. If an insured risk occurs during your trip and results in your being delayed from returning to your departure point beyond your scheduled return date, certain eligible costs associated with this trip delay can be covered.

    Coverage is available for a single trip under a Per Trip Plan or for multiple trips during the year under a Multi-Trip Annual Plan. Coverage is available for purchase at various sum insured levels, up to a maximum of $10,000 per person / $20,000 per family for trip interruption benefits. The sum insured level purchased will be shown in the Confirmation of Insurance issued to you upon enrollment. For trip delay, eligible costs may be reimbursed up to $100 per day, up to a maximum of $1,000 per person / $3,000 per family.

  • +

    Baggage & Personal Effects Insurance

    Baggage & Personal Effects insurance covers:

    • loss, theft or damage to the baggage and personal effects you own and use during your trip up to $1,000 per trip ($3,000 per family per trip), up to a maximum of $300 for any one item or set of items;
    • up to $250 towards the replacement expenses for the loss or theft of one or more of the following documents: passport, driver’s licence, birth certificate or travel visa;
    • up to $400 for necessary toiletries and clothing when checked baggage is delayed by the carrier for 12 hours or more while en route and before returning to your departure point.


    Coverage is available for a single trip under a Per Trip Plan or for multiple trips during the year under a Multi-Trip Annual Plan.

  • +

    Flight & Travel Accident Insurance

    Flight & Travel Accident Insurance provides a benefit of $50,000 for death, double dismemberment, loss of sight of both eyes or complete and irrevocable loss of speech or hearing; or a benefit of $25,000 for single dismemberment or loss of sight in one eye; when such losses occur as the result of an accident that occurs during your trip, and when the loss occurs within 365 days from the date of the accident.

    Coverage is available for a single trip under a Per Trip Plan or for multiple trips during the year under a Multi-Trip Annual Plan.

  • Trip Cancellation InsuranceNot
    included

View Certificate of InsuranceDownload Details

Select Travel Plan Travel

For travellers who don't need emergency medical coverage

  • +

    Trip Cancellation Insurance

    Trip Cancellation benefits reimburse the cost of non-refundable, prepaid travel arrangements up to the amount of the sum insured in the event of trip cancellation as a result an insured risk that happens prior to your departure.

    Coverage is available for a single trip under a Per Trip Plan or for multiple trips during the year under a Multi-Trip Annual Plan. Coverage is available for purchase at various sum insured levels, up to a maximum of $10,000 per person / $20,000 per family. The sum insured level purchased will be shown in the Confirmation of Insurance issued to you upon enrollment.

  • +

    Trip Interruption Insurance

    If an insured risk occurs during your trip and causes you to interrupt your trip, Trip Interruption benefits can cover the eligible costs of transportation to your next destination or early return to your departure point. If an insured risk occurs during your trip and results in your being delayed from returning to your departure point beyond your scheduled return date, certain eligible costs associated with this trip delay can be covered.

    Coverage is available for a single trip under a Per Trip Plan or for multiple trips during the year under a Multi-Trip Annual Plan. Coverage is available for purchase at various sum insured levels, up to a maximum of $10,000 per person / $20,000 per family for trip interruption benefits. The sum insured level purchased will be shown in the Confirmation of Insurance issued to you upon enrollment. For trip delay, eligible costs may be reimbursed up to $100 per day, up to a maximum of $1,000 per person / $3,000 per family.

  • +

    Baggage & Personal Effects Insurance

    Baggage & Personal Effects insurance covers:

    • loss, theft or damage to the baggage and personal effects you own and use during your trip up to $1,000 per trip ($3,000 per family per trip), up to a maximum of $300 for any one item or set of items;
    • up to $250 towards the replacement expenses for the loss or theft of one or more of the following documents: passport, driver’s licence, birth certificate or travel visa;
    • up to $400 for necessary toiletries and clothing when checked baggage is delayed by the carrier for 12 hours or more while en route and before returning to your departure point.


    Coverage is available for a single trip under a Per Trip Plan or for multiple trips during the year under a Multi-Trip Annual Plan.

  • +

    Flight & Travel Accident Insurance

    Flight & Travel Accident Insurance provides a benefit of $50,000 for death, double dismemberment, loss of sight of both eyes or complete and irrevocable loss of speech or hearing; or a benefit of $25,000 for single dismemberment or loss of sight in one eye; when such losses occur as the result of an accident that occurs during your trip, and when the loss occurs within 365 days from the date of the accident.

    Coverage is available for a single trip under a Per Trip Plan or for multiple trips during the year under a Multi-Trip Annual Plan.

  • Emergency Medical InsuranceNot
    included

View Certificate of InsuranceDownload Details

Basic Travel & Medical Plan Medical

Provides emergency medical coverage while travelling

  • +

    Emergency Medical Insurance

    Out-of-Province/Country Emergency Medical benefits are provided up to a maximum of $5,000,000 per insured person, per trip, for reasonable and customary costs incurred as a result of a medical emergency during your trip.

    Coverage is available for a single trip under the Per Trip Plan and for multiple trips during the year, eligible under the Multi-Trip Annual Plan.

  • Trip Cancellation InsuranceNot
    included
    X
  • Trip Interruption InsuranceNot
    included
    X
  • Baggage & Personal Effects InsuranceNot
    included
    X
  • Flight & Travel Accident InsuranceNot
    included
    X

View Certificate of InsuranceDownload Details

Ready? Compare quotes within minutes.Certain conditions, exclusions, limitations, and definitions apply.

Need to make a claim?We’re here to help.

Contact us: 1-844-200-8959
Mon - Fri: 8am-8pm  (EST);
Sat: 9am-5pm  (EST)

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†: All insurance coverage is subject to the terms and conditions of their respective master policies. Certain limitations, exclusions and restrictions apply. Please read your Certificates of Insurance carefully. 

  1. Underwritten by Royal & Sun Alliance Insurance Company of Canada.
  2. Underwritten by Chubb Life Insurance Company of Canada (“Chubb Life”). Use your Card to book tickets for your spouse, dependent children (under 23) or any Supplementary Cardmember and they can also be covered. Spouse and dependent children (under 23) of Supplementary Cardmembers can also be covered.
  3. This is not an insurance. Costs associated with any out-of-pocket expenses related to your Travel Emergency Assistance inquiry are your responsibility. Services will be provided as permitted under applicable law and must be authorized and arranged by AXA Assistance.
  4. Underwritten by Royal & Sun Alliance Insurance Company of Canada. This coverage can only apply when you are authorized and permitted by law to operate the rental car.
  5. Underwritten by Royal & Sun Alliance Insurance Company of Canada. Applies to eligible items fully charged to your Card worldwide, provided the manufacturer’s warranty is valid in Canada and the U.S. and does not exceed five years.

* AMEX® Travel Insurance is optional group travel insurance underwritten by Royal & Sun Alliance Insurance Company of Canada.  In this outline, we have given a brief description of just some of the benefits available under AMEX® Travel Insurance. All insurance coverage is subject to the terms and conditions of the Group Policy issued to Amex Bank of Canada and the applicable limitations and exclusions described in the Certificate of Insurance issued upon enrollment.  Please read the Certificate of Insurance carefully. AMEX® Travel Insurance is underwritten by Royal & Sun Alliance Insurance Company of Canada. Amex Bank of Canada identifies insurance providers and products that may be of interest to some of its customers. In this role we do not act as an agent or fiduciary for you, and we may act on behalf of the insurance provider, as permitted by law. We want you to be aware that we receive compensation from insurance providers and our compensation may vary by provider and product. We do not require you to purchase any insurance product, and you may choose to cover your insurance needs from other sources on terms they may make available to you.

®, TM: Used by Amex Bank of Canada under license from American Express.

®*: Aeroplan, AeroplanPlus, and the Aeroplan logo are registered trademarks of Aeroplan Inc.