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American Express® Aeroplan®* Reserve Card

Coverages available on your card.

American Express® Aeroplan®* Reserve Card

The following insurance coverage is included on your American Express® Aeroplan®* Reserve Card. Whether you’re going on a roadtrip or shopping around the corner, we’ve got your back.

Included on your Card

Out of Province/Country Emergency Medical Insurance1† (for under age 65)

Out of Province/Country Emergency Medical Insurance (for under age 65)

Can provide coverage of up to a maximum of $5,000,000 for eligible emergency medical expenses incurred by an insured person under age 65 while travelling outside your Canadian province or territory of residence for the first 15 consecutive days of a covered trip.

Remember, if the unexpected happens during a trip and you need medical assistance, call the number provided below to ensure you get fast, appropriate treatment from a doctor who speaks your language.

Toll-free from the US & Canada:1-800-243-0198

Collect from anywhere in the world:+905-475-4822

Please note, if you do not call before seeking medical assistance, or if you choose to seek care from a non-approved medical service provider, your claim may be impacted such that your costs may not be reimbursed in full.

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Trip Cancellation Insurance1†

Trip Cancellation Insurance

You can be reimbursed for the non-refundable and non-transferable portion of your travel arrangements when charged to your Card before your departure date should you cancel your trip for a covered reason. You can be covered for up to $1,500 per insured person, per trip, up to a maximum of $3,000 for all insured persons combined.
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Trip Interruption Insurance1†

Trip Interruption Insurance

When you charge your travel arrangements to you Card, this insurance can cover the non-refundable and non-transferable unused portion of your travel arrangements purchased before your departure date, should your trip be interrupted or delayed for a covered reason. You can be covered for up to $1,500 per insured person, per trip, up to a maximum of $6,000 for all insured persons combined.
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Lost or Stolen Baggage Insurance1†

Lost or Stolen Baggage Insurance

You can be covered for loss or damage to your checked-in or carry-on baggage and personal effects while in transit for up to a maximum of $1,000 per trip for all insured person(s) combined when you fully charge your airline tickets to your Card.
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Flight Delay Insurance1†

Flight Delay Insurance

You can receive up to $1,000 in coverage (aggregate maximum with Baggage Delay Insurance) for necessary and reasonable accommodations, restaurant expenses and sundry items purchased within 48 hours when delayed or denied boarding for 4 hours or more and no alternate transportation is made available when you fully charge your airline ticket to your Card.
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Baggage Delay Insurance1†

Baggage Delay Insurance

You can receive up to $1,000 in coverage (aggregate maximum with Flight Delay Insurance) for reasonable and necessary emergency purchases for essential clothing and sundry items purchased within four days of arrival at your destination if your checked-in baggage on your outbound trip is delayed for 6 or more hours when you fully charge your airline ticket to your Card.
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Hotel Burglary Insurance1†

Hotel Burglary Insurance

You can receive up to $1,000 in coverage against the loss of most personal items (excluding cash) if your accommodation is burglarized when you fully charge your accommodations to your Card.
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$500,000 Travel Accident Insurance2†

Travel Accident Insurance

You can be covered up to $500,000 of Accidental Death and Dismemberment Insurance when you fully charge your common carrier (plane, train, ship or bus) tickets to your Card.
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Travel Emergency Assistance3

Travel Emergency Assistance

Can provide eligible Cardmembers with access to out-of-town worldwide emergency medical assistance services and legal referrals by telephone, 24/7/365.
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Car Rental Theft and Damage Insurance4†

Car Rental Theft and Damage Insurance

You can be covered for theft, loss and damage of your rental car with an MSRP of up to $85,000 for rentals of 48 days or less when you fully charge your rental to your Card. To take advantage of this protection, simply decline the Collision Damage Waiver (CDW), Loss Damage Waiver (LDW) or similar option offered by the car rental agency.
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Purchase Protection® Plan1†

Purchase Protection® Plan

You can be insured for eligible items charged to your Card for 90 days from the date of purchase in the event of accidental physical damage or theft for up to $1,000 per occurrence (for all purchased items combined).
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Buyer’s Assurance® Protection Plan5†

Buyer’s Assurance® Protection Plan

Your coverage can automatically extend the manufacturer’s original warranty up to one additional year when you fully charge eligible items to your Card.
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Looking to purchase additional insurance coverages or top-up on your exisiting coverages?

Find the details of your insurance included with this Card in the Certificate of Insurance.

Need to make a claim?We’re here to help.

Contact us: 1-844-200-8959
Mon - Fri: 8am-8pm  (EST);
Sat: 9am-5pm  (EST)

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†: All insurance coverage is subject to the terms and conditions of their respective master policies. Certain limitations, exclusions and restrictions apply. Please read your Certificates of Insurance carefully.
  1. Underwritten by Royal & Sun Alliance Insurance Company of Canada. You may contact the insurer at 1-888-877-1710 in Canada and the U.S. or visit www.rsagroup.ca.
  2. Underwritten by Chubb Life Insurance Company of Canada (“Chubb Life”). Use your Card to book tickets for your spouse, dependent children (under 23) or any Supplementary Cardmember and they can also be covered. Spouse and dependent children (under 23) of Supplementary Cardmembers can also be covered. You may contact the insurer at 1-877-777-1544 in Canada or visit www.chubb.com/ca.
  3. This is not an insurance coverage. Costs associated with any out-of-pocket expenses related to your Travel Emergency Assistance inquiry are your responsibility Services will be provided as permitted under applicable law and must be authorized and arranged by AXA Assistance.
  4. Underwritten by Royal & Sun Alliance Insurance Company of Canada. This coverage can only apply when you are authorized and permitted by law to operate the rental car. You may contact the insurer at 1-888-877-1710 in Canada and the U.S. or visit www.rsagroup.ca.
  5. Underwritten by Royal & Sun Alliance Insurance Company of Canada. Applies to eligible items fully charged to your Card worldwide, provided the manufacturer’s warranty is valid in Canada and the U.S. and does not exceed five years. You may contact the insurer at 1-888-877-1710 in Canada and the U.S. or visit www.rsagroup.ca.
®, TM: Used by Amex Bank of Canada under license from American Express. ®*: For trademark ownership details see: americanexpress.ca/aeroplantrademarks